ESTATE SALE - 23 Dorr St & 0 Howard Ave are two abutting properties, currently deeded together & has been used as one by current owner. Howard Ave is considered a separate lot per the building department & the two parcels are currently tax &assessed separately. Each lot is 10, 000sf with 100' frontage - 100 on Dorr &100 on Howard Ave. The home located on Dorr has great potential - hardwood flooring, a New Heating System, updated electrical, vinyl siding, a large breezeway that also has so much potential, 1 car garage attached, workshop in the basement & w/ high ceilings to allow to be finished into additional useable space. Combining the two lots as one offers a great rear yard, with plenty of options. Or the lots could be kept as is, two separate lots with the possibility to develop on the back lot - the building department has stated with an approved variance for lot size, it may be a buildable lot. Buyer/buyer agent to do their due diligence. Voice &Video recording devices on premise
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 11.0 x 12.0 | First |
Kitchen | Flooring - Vinyl | 11.0 x 14.0 | First |
Living Room | Flooring - Hardwood, Window(s) - Picture | 11.0 x 21.0 | First |
Master Bedroom | Closet, Flooring - Hardwood | 11.0 x 12.0 | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,390 |
Total Monthly Payment | $4,159 | $4,156 | $5,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.