Welcome to 1509 Emma Lane, a stunning new construction home situated on one of the premier streets in Neptune Beach. This beautiful new build, designed by Terra Innovations and constructed by DF Luxury Homes under the guidance of Marcus Meide, features five bedrooms, four full baths, and a designer kitchen equipped with high-tech appliances. Spanning 3, 541 square feet, this gorgeous home boasts ten-foot ceilings on the main level, creating an open-concept layout that is perfect for family gatherings and entertaining.
The light-filled kitchen and breakfast area showcase quartz countertops, a complete Signature Kitchen Suite appliance package that includes a steam oven and a refrigerator capable of making craft ice cubes, custom Fabuwood cabinetry, and an oversized walk-in pantry. The expansive owner's suite features a generous bathroom with spacious vanities, his and her walk-in closets, a dedicated air conditioning zone, and a tankless hot water heater. This home also includes a first-floor bedroom and full bathroom, ideal for use as a guest room, in-law suite, or home office. Upstairs, you'll find three additional bedrooms and two beautifully designed bathrooms. Each bedroom is spacious and equipped with ventilated wood shelving. The generous, flat backyard is complete with a large private lanai that is pre-plumbed for a future outdoor kitchen. The beautifully landscaped yard provides a serene escape, enhanced by mature plantings.
Upgrades include wide plank hardwood flooring, a spacious mudroom with custom built-ins, an oversized laundry room with extensive cabinetry, pre-wiring for wireless access points, a video doorbell, security features, and speakers, twin tankless water heaters, full house gutters, Pella windows, a water softener loop, a garage hookup for an electric vehicle, a builder warranty, manufacturer warranties, and more.
Located in Neptune Beach, this home offers access to pristine beaches and a vibrant coastal lifestyle. Don't miss the opportunity to own this brand-new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,833 | $9,707 | $13,310 |
Total Monthly Payment | $10,379 | $10,253 | $13,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.