Located in the St. Albans neighborhood of Jamaica, Queens, 16909 105th Ave is a two-family home built in 1920, renovation and 2nd-floor extension completed in 2024. The 1, 936-Sq Ft residence sits on a 2583-Sq Ft lot, featuring 6 BD, 4. 5 BA, new kitchen w/appliances, 2 boilers, 2 gas, 3 electric meters, w/additional 927-Sq-Ft finished walk out basement [not included in the living 1936 Sq Ft] w/ full BA. The home offers additional storage space in the attic w/pull stairs. Conveniently located near schools, colleges, parks, shopping, it's ideal for commuters—take MTA bus to Archer Ave/Parsons Blvd subway station [choice of J and Z trains] or walk under a mile distance [17 mins] to the 169th St subway station [choice of E and F trains] and 3. 8 miles to JFK airport. Property layout and location make it ideal for investment [average rent $3K for 3BD unit] or multi-generational living. Don't miss this chance to own a move-in ready home! Just bring your belongings and start making it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,664 | $5,051 | $6,744 |
Total Monthly Payment | $5,347 | $5,734 | $7,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.