Welcome to 245 Pennsylvania Avenue, this charming colonial sits in the heart of Stearns Park. You are greeted by the large grounds and the picturesque front porch that welcomes you inside. There is a formal living room with a wood burning fireplace that leads to a bonus room that could be an office, or play room that overlooks the backyard. There is a formal dining room that leads to the eat in kitchen. There is a powder room on the first floor as well. They second floor features a primary bedroom with double closets. A second bedroom with a walk in closet. Then two tandem bedrooms that could be used as an office or playroom as well. So many possibilities with this layout. The basement has high ceilings and a wood burning fireplace as well. There is a large storage utilities and laundry area on the other side. The home features all updated windows and a beautiful slate roof. The property is an oversized 70 x 125 lot with mature landscaping for privacy. There is a two car garage for ample storage as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,999 | $519,999 | $519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,290 | $1,290 | $1,290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,842 | $4,838 | $5,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.