STEP INSIDE AND ESCAPE TO THIS IMPECCABLY DECORATED, OPEN CONCEPT, MOVE IN READY BEAUTY in Gull-Aire Village, a resident owned, golf cart friendly, pet friendly, 55+ community at the top of Tampa Bay in Oldsmar, Florida. Walk into this LIGHT AND BRIGHT OPEN FLOOR PLAN HOME and take it all in! This home features a lovingly decorated and spacious primary bedroom with en-suite bathroom UPDATED THIS YEAR, as well as loads of storage space in oversized closet. Also featured, is a generously sized and lovely 2nd bedroom, indoor laundry, nice sized kitchen/breakfast bar with STAINLESS APPLIANCES and a pantry, and a lovely enclosed patio and storage shed. As you walk through the home, notice the furnishings in the bedrooms, dining room and living room, all of which are included in the home. AC was replaced in 2022, Roof in 2018, exterior of home repainted in 2024. Gull-Aire is also able to boast that it went through RECENT HURRICANES UNTOUCHED and it has an unheard of, unbelievably LOW HOA of just $50 per month! In Gull-Aire you can go to the pool, the hot tub, play bocce ball or shuffleboard, play a game of pool or go to a show/gathering in the clubhouse. You can take a ride around the neighborhood in your golf cart, or take your dog for a walk where you and your dog will meet friends along the way. In Oldsmar there are beautiful parks and amenities that are just minutes away. You can go to Sheffield park, which is closest to you in Gull-Aire, which is a lovely place with trails to walk, play disc golf, pickleball, or go to the dog park. There is also a playground for the grandkids. You can walk along the path of the Tarpon outfall canal, on the west edge of Gull-Aire Village, and enjoy all the Florida wildlife, including the occasional manatee sighting. You will be close to all the best that Florida has to offer with the award winning beaches just down the road. (Honeymoon Island, Caladesi Island), and also close by are Clearwater Beach, Sand Key, and Howard Park beach. There are also the lovely adjacent towns to explore of Safety Harbor, Dunedin, Palm Harbor and Tarpon Springs and of course Tampa! Just cross the street and there are wonderful restaurants, shopping, and a movie theater! Tampa international airport is also just a 30 min drive away. Schedule your viewing today and make this your new home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,652 | $1,651 | $2,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.