Welcome to this charming and well-maintained home in desirable Georgia, VT! This 3-bedroom, 2-bathroom gem offers a spacious family room with a natural gas fireplace, perfect for cozy winter nights, along with a unique greenhouse wall ideal for growing herbs, vegetables, fruit, and houseplants year-round, just steps from the kitchen. Enjoy memorable meals in the formal dining room, or unwind in the serene 3-season porch overlooking a wooded backyard. The finished basement boasts a large family room and a den, complete with a wood stove for extra warmth. Recent upgrades include Anderson bow windows, Pella double-hung windows, a wall-mounted furnace, and an on-demand hot water system, ensuring comfort and efficiency. The property sits on a spacious 1-acre lot with a perfect mix of open space, and mature trees, ideal for outdoor enjoyment. Conveniently located ~1 mile from I-89, you’ll have easy access to St. Albans, Burlington, excellent schools with school choice options, and all the fantastic amenities Georgia has to offer. This is a home designed for comfort, convenience, and lasting enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,373 |
Total Monthly Payment | $3,249 | $3,213 | $3,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.