Under contract-accepting backup offers. Stunning Waterfront Retreat on Oyster Creek with Gulf Access
This beautifully remodeled 3-bedroom, 2-bathroom home sits right on Oyster Creek, offering direct access to Lemon Bay and the Gulf of Mexico. Enjoy incredible views of the ultra-private nature preserve across the creek, creating a peaceful and serene backdrop.
Completely remodeled in 2019, this home boasts a thoughtfully designed open floorplan with driftwood porcelain tile throughout. The kitchen is a chef’s dream, featuring Cambria Quartz Berwyn counters, a large kitchen island with abundant storage, solid maple cabinets with custom pull-outs, and stainless steel Café Series appliances. Custom tilework enhances both the kitchen and bathrooms, while the bamboo woven window treatments, plantation shutters, solid doors and smart home features add a touch of modern elegance. Guests will enjoy a large, private en suite by closing a pocket door to that side of the home.
The luxurious master suite includes a cozy office nook, a spacious walk-in closet, and a stunning custom bathroom with dual sinks, marble counters, and a luxury 3-position shower with body jets. French doors lead out to the screened pool & hot tub area, seamlessly blending indoor and outdoor living.
Outside, you’ll find a heated, saltwater pool and spa (built in 2020), surrounded by lush landscaping, pavered patios, and walkways that enhance the tranquil setting. Relax and take in the serene beauty of the creek and nature preserve from your private backyard oasis.
This home offers exceptional security and peace of mind with a standing seam metal roof, impact glass windows and doors, a 3rd nail roof-to-wall connection, and a backup generator.
Located in a prime in-town spot, you’re just minutes from local beaches, golf courses, shops, and restaurants. Don’t miss this rare opportunity to own a gorgeous waterfront retreat with all the modern conveniences and timeless charm!
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Our Executive Mortgage Banker:
Our Insurance Division:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,564 | $3,476 | $4,389 |
Total Monthly Payment | $4,042 | $3,954 | $4,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.