Escape to your coastal retreat in this 4 bedroom, 3 bathroom, 2, 066 sqft. home located in the premier waterfront community of Mirabay in Apollo Beach. Rest assured no detail was overlooked, from the beveled glass front door with right sidelight, to the almost 680 sqft. fully enclosed screened patio. To the right of the entry are two spacious bedrooms with a tub/shower bathroom. The first bedroom has a glass double door and can also be used as a study or office. The 20-foot long hallway leads to the ultimate kitchen, dining, and living space. This casual, but elegant, setting has plenty of natural light and space to accommodate any design style. If your dream is to have a chef’s kitchen with a gas range and stainless steel appliances, this kitchen has it all. Custom shelving in the walk-in pantry, and multi-use cabinetry, maximize storage and increase the functionality of the kitchen. The en-suite bedroom with connecting bathroom next to the kitchen is perfect for guests or family. The primary bedroom offers next level comfort and style boasting a complete bathroom experience with shower and soaking tub, separate vanities and two walk-in closets. Increase your entertainment space by opening your glass sliders to the screened enclosed patio. Whether you are dining, or lounging around watching television, enjoy this incredible space with plenty of room left in the fully fenced backyard for a dog run, garden, or a pool. Sliding screen systems are at the front door and back slider. Updates to the home in 2024 include new roof with vents, refinished cabinets, new kitchen appliances, new landscaping, and new hanging light fixtures and ceiling fans. The AC was replaced in 2020 and the water softener in 2022. This property was not damaged or flooded during the hurricanes. The Mirabay community features a resort style clubhouse with a café, gym, multiple swimming pools, basketball and tennis courts and playground areas at the clubhouse. Apollo Beach is a thriving coastal community within driving distance to downtown Tampa, MacDill AFB, theme parks, and beaches. Whether this is your second home, or you need to downsize, the easy maintenance and it’s adaptable floor plan make this move-in ready home perfect for you. Call for an appointment today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $916 | $916 | $916 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,972 | $3,932 | $4,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.