4040 Palma Ceia CIRCLE, Winter Haven, FL, 33884 | $799,000

Must-see video, https: //www. youtube. com/watch?v=gu5p8S2UQfQ. Stunning pond and golf course view home, meticulously maintained, custom-built with unmatched quality including a 24-gauge standing seam metal roof in the community of Palma Ceia! On a pristine golf course lot in a guard-gated community, this one-of-a-kind custom-built three-bedroom plus den, 3. 5-bath pool home boasts a total of 3, 241 square feet, thoughtfully designed for maximum comfort and style. With three primary suites, plus a versatile flex room, den/office or formal dining room, this modern farmhouse home adapts to your lifestyle needs. The gourmet kitchen features beautiful quartz countertops, abundant cabinetry, high-end G. E. Profile and Bosch appliances, a gas cooktop, double ovens, and an island with a vegetable sink and filtered water system. The spacious great room, highlighted by a cozy gas fireplace, offers seamless access to the pool and extended lanai for entertaining. The luxurious primary suite is a private retreat with a tray ceiling, two walk-in closets and a newly remodeled spa-like bath complete with a soaking tub, separate shower and dual vanities. When you step outside to your private oasis you’ll find the heated pool, with Diamond Brite finish. The screened-in pool area includes a spacious covered lanai, a separate dining area and an outdoor shower for added convenience. In the backyard, you’ll enjoy serene views of your pool, overlooking a tranquil pond and lush golf course. Designed with comfort in mind, the home features a dual zone air-conditioning system, ensuring year-round comfort. The meticulous landscaping, extended paver driveway and attention to detail add to the home’s curb appeal. In Cypresswood's newest community, Palma Ceia is a 24-hour manned, gated golf community where residents enjoy exclusive access to golf, tennis, fitness facilities, a community pool, and a clubhouse with dining and multiple activities. Just minutes from shopping, dining, and conveniently between Tampa and Orlando and all major Florida attractions, this home offers a lifestyle of luxury, comfort and convenience. Come experience the best of Florida living that is waiting for you!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,493
  • Acreage: 0.3
  • Est. Taxes: $5,217
  • HOA Fee: $1,760 Annually
  • View: Golf Course, Water
  • Pool: Auto Cleaner, Gunite, Heated, In Ground, Screen Enclosure, Self Cleaning
  • Pet Policy: No
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6255663
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6255663/4040palmaceiacircle_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 5:32:21 PM)
Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY   Phone: 407-644-3295

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4040 Palma Ceia CIRCLE, Winter Haven, FL, 33884

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $435 $435 $435
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,306 $4,248 $5,390
Total Monthly Payment $4,833 $4,775 $5,917

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.