This beautiful, well maintained Townhome in Union Park is ready for it's new owner! A 3 bedroom, 2. 5 bath, 1 car garage Townhome, which has vinyl flooring in the great room, tile in the kitchen & dining room, walk in pantry, wood cabinets, granite countertops, a large kitchen island with space for chairs, upgraded fixtures, storage and much more. There's a screened porch overlooking the wooded conservation area where you can sit, relax and enjoy your favorite beverage, Ready for the maintenance fee lifestyle? The exterior, roof and common grounds are maintained by the Home Owner's Association. Cable and WiFi are also included with your HOA fees. This unit has the Smart Lock system and an ADT security system. Community amenities include a community pool, fitness center, playground, a dog park, walking trails, community gatherings and more! Easy access to major cities and shopping. Not far from the Wiregrass Mall. Located in Flood Zone "X" so flood insurance not required. Hurry, this unit is price to sell and seller is motivated!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,191 | $2,189 | $2,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.