Welcome to this beautiful 1962 lakefront home on the serene shore of Lake Hayes, where vintage charm meets modern upgrades. Nestled on a peaceful one-acre lot with no HOA, this 3-bedroom, 2-bathroom is a RARE find that combines a unique blend of nostalgia, modern convenience and limitless potential. Upon entering, the open floor plan allows an unobstructed view of the lake, while the new windows flood the space with natural light that radiates throughout the room, perfectly complemented by the warmth of the real wood flooring. The kitchen, with bar-top seating, overlooks the water, and flows seamlessly to the large screened-in porch making it an ideal space for cooking, entertaining, and enjoying the tranquil outdoor surroundings. Each of the three bedrooms are spacious, featuring abundant natural light and custom-built, cedar-lined walk-in closets that offer generous storage. The bathrooms retain their authentic 1960s character, enhancing the home's retro appeal. The sizeable laundry room, with private outdoor access, offers excellent potential for conversion into a game room, fishing room, or mudroom, tailored to your lifestyle. The two-car garage, with newly resurfaced floors, has ample storage space that is perfect for all of your tools and hobbies. Property line extends into the private 13 acre lake, Lake Hayes, allowing unlimited private access for fishing, kayaking, or swimming. Whether you’re soaking in the lake views, relaxing by the fire pit, or enjoying the shade of the majestic oak trees, this home is your personal retreat from the everyday bustle. ITEMS TO NOTE: Roof 2019, Lake water irrigation system, ALL interior doors 2024, ALL windows are tempered glass and hurricane rated 2024, A/C Condenser and Air Handler 2024, Septic, Drain field and Alarm 2018. Located in the coveted city of Oviedo, in the #1 BEST school district in Florida, and conveniently close to shopping centers, trails, UCF, Seminole State, 417, and Oviedo on the Park! View the video link below and make your appointment today to schedule your private showing and experience the magic of lakeside living firsthand! https: //vimeo. com/1031066106/e2593e2ec6
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $743,200 | $743,200 | $743,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,759 | $4,759 | $6,525 |
Total Monthly Payment | $5,248 | $5,248 | $7,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.