Welcome to this charming 2-bedroom, 1-bathroom home in the desirable Live Oak neighborhood.
This beautifully updated property perfectly blends modern comfort and suburban tranquility. The interior has been completely refreshed with new luxury waterproof vinyl flooring throughout, as well as a fully renovated kitchen and bathroom. A new roof was installed in 2024, along with a new A/C system and water heater, ensuring the home's durability and energy efficiency. One of the standout features of this property is its zoning, which allows for the addition of an Accessory Dwelling Unit (ADU). This opens up exciting possibilities for extra income, guest accommodations, or a separate home office space.
This property is in a prime location. Nestled in a neighborhood that harmoniously blends historic charm with contemporary living, you'll find early-20th-century bungalows alongside Mediterranean-style homes, creating a unique and visually appealing streetscape. Just a couple of blocks away, Central Avenue beckons with its vibrant array of restaurants, shops, and parks, perfect for evening strolls or weekend outings.
Convenience is key, and this home delivers. You're less than 5 minutes away from the Pinellas Trail, ideal for biking and jogging enthusiasts. The beautiful Woodlawn Memory Gardens and the innovative freeFall Theatre are also within a stone's throw, offering tranquil green spaces and cultural experiences right at your doorstep. For those seeking urban excitement, the vibrant Downtown St. Pete is a mere 5. 5 miles away, while the sun-soaked shores of St. Pete Beach are just 3. 5 miles from your front door. This exceptional location truly offers the best of both worlds - a peaceful residential setting with easy access to all the amenities and attractions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$334,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,200 | $267,200 | $267,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,778 | $1,776 | $2,253 |
Total Monthly Payment | $1,891 | $1,889 | $2,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.