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54 Ring Street, #3, Providence, RI, 02909 | $440,000
Federal Hill - West Side of Providence off Broadway and Atwells this 3-bedroom, 1. 5-bath Condominium provides plenty of space in a desirable city setting. Hardwood floors span the entire unit including the spacious living room with oversized windows and room for entertaining. The kitchen features recently updated stainless steel appliances, custom cabinetry, an adjoining pantry, and a sunny dining area down the hall. For extra convenience, a new removable wall allows for easy access to furniture or appliances. Great lighting in the condo as well as 2 skylights. A new in-unit laundry, new A/C, and low HOA fees wrap up the perfect package for city living. With two off-street parking spaces, this great location on Federal Hill Westside not only gives you access to the fine dining along Federal Hill, but all the lively restaurants and bars on the West Side, including Nick's on Broadway and The Avery. Also, in walking distance to Broadway and Atwells Ave. Spend the day at Dexter Park and visit the farmer's market. Close to the highway and downtown train station only 1. 2-mile distance away, plus all the concert venues and theaters in downtown Providence.
Features
- Parking: 2-car
- Heating: Central,Forced Air,Gas
- Cooling: Central Air
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Unit
- Complex: Federal Hill - West Side
- Year Built: 1920
- Common Charge: $250 Monthly
- Approx Sq. Feet: 1,245
- Est. Taxes: $3,700
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater
- MLS#: 1373257
- Website: https://www.raveis.com
/prop/1373257/54ringstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
54 Ring Street, #3, Providence, RI, 02909
$440,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
| Total Monthly Payment | $2,754 | $2,723 | $3,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB