189 Dowling AVENUE NE, Port Charlotte, FL, 33952 | $289,500

One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Discover the perfect Florida retreat in this thoughtfully updated pool home! This 2-bedroom, 2-bathroom gem features new carpeting, fresh landscaping, a new roof, new gutters, a new electrical panel, and hurricane-impact windows, providing lasting peace of mind. Set on a high-elevation lot, this home stood resilient through recent storm seasons with no flooding. Inside, the spacious living and dining room combo invites you in with ample room to gather and relax. The kitchen is as functional as it is charming, complete with a built-in desk, a pantry for extra storage, and a view of the lanai. Both bedrooms feature private ensuite bathrooms, with one also doubling as a guest bathroom. Sliding glass doors from each bedroom open to the lanai, where a sparkling pool and a soothing above-ground spa invite relaxation. The space is complemented by a fenced yard and a serene tree-lined backdrop, offering the perfect blend of privacy and tranquility. You’ll love the convenience of Higgs Park just steps away, where picnic shelters, a playground, and sports courts provide fun for all while overlooking serene waterways. The home is also ideally located near Charlotte Harbor, Port Charlotte Beach Park and public boat ramp, Fisherman’s Village, and a variety of shopping, dining, and entertainment options. Whether you're looking to enjoy the sunny Florida lifestyle or a peaceful escape, this home has everything you need and more.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 100 x 120
  • Laundry: In Garage
  • Year Built: 1976
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,300
  • Acreage: 0.29
  • Lot Size: 100 x 120
  • Est. Taxes: $2,229
  • Lot Desc: In County, Landscaped, Oversized Lot
  • View: Pool, Trees/Woods
  • Elem. School: Englewood Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Deck, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: A4629237
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/A4629237/189dowlingavenuene_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:17:09 PM)
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP   Phone: 941-900-4151

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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189 Dowling AVENUE NE, Port Charlotte, FL, 33952

$289,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,600 $231,600 $231,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,560 $1,539 $1,953
Total Monthly Payment $1,821 $1,800 $2,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.