Welcome to your coastal oasis in Wilbur-by-the-Sea! Discover the charm of this updated 2 bedroom, 2 bathroom split floor plan home with attached 2 car garage, perfectly situated between the tranquil Intracoastal Waterway and the sandy shores of the Atlantic Ocean. Step inside to discover a thoughtfully updated freshly painted interior featuring new hurricane impact windows and luxury vinyl plank flooring. Vaulted ceilings and an open floor plan amplify the airy, coastal vibe. The beautifully updated kitchen boasts tasteful gray cabinets, recessed lighting, full stainless steel appliance package, and a center island with additional storage and a breakfast bar for casual dining. The generously sized primary suite offers a serene retreat with a walk-in closet and a fully updated ensuite bathroom featuring a large tiled walk-in shower. Both bathrooms have been fully renovated, including new plumbing. Outside, the expansive deck invites you to host family gatherings or simply relax under the coastal breeze. The fully fenced yard provides a secure space for children and pets, while also serving as the ultimate spot for grilling, lounging and enjoying outdoor activities. A separate shed offers plenty of space for beach gear and outdoor equipment. Located in the highly sought-after Wilbur-by-the-Sea community, this coastal gem is just steps from the water, granting you easy access to boating, paddleboarding, or simply soaking up the sun on the sand. Enjoy proximity to a vibrant selection of dining, shipping and entertainment options, making this home a dream destination for both everyday living and weekend getaways. Don't miss your chance to own this slice of paradise. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,564 |
Total Monthly Payment | $2,202 | $2,174 | $2,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.