Nestled on a quiet cul-de-sac in one of Saint Augustine's most sought-after family communities, this charming 3-bedroom, 2-bath home offers an ideal blend of comfort and convenience. Just a short stroll to Treaty Park—where activities abound for every family member—and minutes from a brand-new Publix, pristine beaches, and the historic downtown area, the location simply can't be beat. Zoned for some of the best schools in the district, this home and neighborhood promise a safe and happy future. The owners have thoughtfully upgraded all bedrooms with durable, stylish vinyl wood plank flooring, while the main living areas feature easy-to-clean, scratch-resistant faux wood tile. Natural light fills each room, and the home's seamless flow is perfect for both relaxed family living and hosting guests. Out back, a peaceful yard backs up to a serene preserve, creating a private oasis that enhances this home's natural charm. Don't miss the chance to explore this lovely Florida retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $3,017 |
Total Monthly Payment | $2,765 | $2,763 | $3,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.