Situated in the heart of New Smyrna Beach, you'll relish the convenience of being just a stone's throw away from the glistening shoreline. This delightful 3-bedroom, 2-bathroom with a flex room home is a true gem. Built in 1952, this charming property exudes character and warmth with its original hard wood floors. The well-designed layout offers 1228 square feet of comfortable living space, making it the perfect home for those seeking a cozy and manageable abode. Natural light dances through the windows, filling every corner with a bright and airy ambiance. Discover the joy of outdoor living in the generously sized backyard. Whether you're hosting a BBQ with friends, gardening, or simply relaxing under the Florida sun, this outdoor space offers endless possibilities. A highlight in the front of the property is the majestic oak tree. Its sprawling canopy provides ample shade, making it the ideal spot to unwind with a book or chat with neighbors as the gentle breeze rustles the leaves. The home is equipped with modern infrastructure, including a generator, storm shutters, and it has consistently maintained a termite bond. So you can rest easy, knowing it has been well maintained.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $3,131 | $3,128 | $3,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.