426 Fern Lake DRIVE, Orlando, FL, 32825 | $440,000

Enjoy breathtaking LAKE VIEWS throughout this beautiful 4-bedroom, 2-bathroom home, offering a private oasis with a front-row seat to nature’s beauty. Thoughtfully upgraded, the home features a NEW ROOF (2023), NEW exterior paint (2024), and an energy-efficient hybrid water heater (2022), providing both comfort and peace of mind. The kitchen is a chef’s delight with soft-close cabinets (2020), sleek stainless steel appliances, and a cozy breakfast bar. Enjoy the benefits of a water softener (2018, recently serviced) and a reverse osmosis water storage system, providing pure, softened water throughout the home. Step through the sliding glass doors in the kitchen and immerse yourself in the serene views of the lake, creating the perfect backdrop for morning coffee or evening sunsets. With two separate family rooms, you’ll enjoy the perfect blend of an open floor plan—ideal for entertaining—and the privacy of a formal living room for quieter moments. The spacious primary suite offers tranquil lake views, a large walk-in closet, dual vanities, a tub, and a standing shower. The home features a dedicated laundry room with a NEW washer and dryer (2024), for modern convenience and efficiency. Additionally, the space includes a secondary refrigerator (2022), providing ample storage for groceries. Located in the warm and welcoming community of Woodland Lakes, residents can enjoy a large community pool, hot tub, and playground. The home is just a few miles from Waterford Lakes Town Center, offering endless shopping, dining, and entertainment options. With quick access to major roads like the East-West Expressway (SR 408), Beachline Expressway (SR 528), and Greeneway (SR 417), this property is as convenient as it is serene. It’s the ultimate escape, combining comfort, style, and serene lakefront living!

Features

  • Amenities: Gated, Park, Playground, Pool, Spa/Hot Tub
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,032
  • Acreage: 0.16
  • Est. Taxes: $4,256
  • HOA Fee: $285 Quarterly
  • Lot Desc: Sidewalk, Unincorporated
  • View: Water
  • Elem. School: Cypress Springs Elem
  • Middle School: Legacy Middle
  • High School: University High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6258935
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/O6258935/426fernlakedrive_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:47:07 PM)
Listing courtesy of BALDWIN PARK REALTY LLC   Phone: 407-986-9800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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426 Fern Lake DRIVE, Orlando, FL, 32825

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment $355 $355 $355
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,401 $2,340 $2,994
Total Monthly Payment $2,831 $2,770 $3,424

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.