Seller will contribute concessions of $7, 247. 50 allowed for full price offer. Enjoy your Two bedroom, Florida Room Enclosed/Study/Bonus Room or possible 3rd bedroom, 1 1/2 bathroom, 1 car garage, fenced in backyard with a large shed. You have a separate area for your foyer along with a coat closet. The kitchen has brand new cabinets and new granite with a bar sitting area, new stainless steel sink and faucet along with a New Stainless Steel Stove, New Stainless Steel Microwave and New Stainless Steel Dishwasher. Freshly painted and textured inside and freshly painted outside including the one car garage. The house has newer ceramic tile throughout other than the newer laminate flooring in 2nd bedroom. Enjoy your Large Family room with an L-shape dining area. The Living Room attaches to the large Drywalled Enclosed Florida room which could be used as an Office/Bonus Room or 3rd Bedroom. Newer or brand new fixtures and lighting throughout the house. Brand new drainfield in November of 2024, and Roof is 2015. The Master Bedroom is large, with ceramic tile and has a walk in closet that connects to your private ensuite which has a 1/2 bathroom that connects to a separate room for your bathtub/shower. The main bathroom has a separate door for the sink and toilet that goes to a separate room for the bathtub/shower. The Second Bedroom is large with laminated flooring and large closet. The entire backyard is fenced in with a very Large Shed with loads of potential. This home has loads of potential. Brand New Drainfield for Septic just installed and front has grass seed. Buyer to verify room sizes, direction of the house, square footage and school district.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
Total Monthly Payment | $1,726 | $1,724 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.