Nestled on an oversized 15, 000 sqft lot overlooking a serene freshwater canal, this beautifully updated 3-bedroom, 2-bathroom, 2-car garage home offers a perfect blend of tranquility and modern convenience. Surrounded by mature landscaping and a partially fenced backyard with drive-thru gates on the east and south sides, this property provides privacy and ample outdoor space for relaxation and entertainment.
Step inside, and you'll immediately feel the relaxing and peaceful ambiance, enhanced by natural light streaming through and a seamless flow of living spaces. Laminate flooring, installed in 2017, adds warmth and style throughout the home, while abundant shelving ensures a clutter-free environment. The kitchen is a chef’s dream, featuring hardwood maple cabinets, butcher block countertops, a granite/epoxy sink, and top-of-the-line KitchenAid appliances, including an induction stove and a 2023 slimline microwave with a dedicated circuit.
The primary suite is a true retreat, offering a walk-in closet, an ensuite bathroom, and a serene view of the backyard oasis. Two additional bedrooms, with one currently being used as a sitting room and a second bathroom provide ample space for family or guests.
Recent updates include a newly painted exterior in 2024 and a durable steel, stone-coated barrel tile roof with a 50-year guarantee installed in 2023. A modern air conditioning system with new ductwork was added in 2021, ensuring year-round comfort. The property also boasts a versatile shed or man cave with abundant overhead storage, air conditioning, heating, and underground 110/220 50-amp service, perfect for RV hook up, hobbies, or additional workspace. Also includes a RV black water dump on the south side of the garage.
The Gardens of Gulf Cove community offers a wide array of amenities, including two pools, tennis courts, bocce courts, water aerobics, shuffleboard, a fitness center, and two clubhouses for social events and activities. Conveniently located just minutes from beautiful Gulf beaches, shopping, and dining, this home combines the best of privacy, comfort, and accessibility.
Don’t miss your opportunity to own this serene and stylish retreat in a sought-after community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,800 | $238,800 | $238,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,609 | $2,031 |
Total Monthly Payment | $1,888 | $1,848 | $2,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.