This beautiful, well-kept home is situated in a pleasant neighborhood in the west end of the City of Newburgh in the heart of the Hudson Valley. This two-story, single-family residence is in move-in condition: 3 bedrooms, 1 & 1/2 baths, and an enclosed front porch. There is a large off street area for parking. Commuter friendly and close to everything! Accessible to I-87, I-84, Newburgh Beacon Bridge, Metro North Train Station, and Stewart International Airport. Minutes to the Newburgh waterfront and eclectic downtown Beacon. It is close to the Newburgh Shortline Transportation system. Just one exit up the New York Thruway is the cultural center of New Paltz and State University (SUNY New Paltz). Close to iconic West Point, Minnewaska State Park, and Mohonk Preserve, with great rock climbing, hiking and biking trails. Picturesque area has plenty of local wineries, breweries, distilleries, orchards, and restaurants. Situated on . 22 acres, this is a double lot measuring 60 x 150 feet (the full address is 21-23 Oak Street). Built in 1920, this property is well kept and is well prepared with a whole house generator, two-floor central air conditioning, and solar panels on the roof. The house has city water, city sewage, natural gas, and radiator heat. The enclosed front porch includes windows for winter and screens for summer for full use and enjoyment all year long. The property is landscaped with perennial flower beds. It is great for pets, too, with inground invisible fencing for dogs. The dining room exits onto a covered back porch ideal for entertaining and cookouts. The kitchen has a 32-inch French door refrigerator with freezer on bottom, a stove, microwave, dishwasher, and garbage disposal. The ground floor has attractive laminate flooring. The ½ bathroom has a stack washer/dryer. The upstairs full bathroom has recently been remodeled. Each upstairs room includes a ceiling fan. The house has a pulldown attic and an unfinished basement. Close to so much, it’s a great full time or getaway home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,600 | $343,600 | $343,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,284 | $2,898 |
Total Monthly Payment | $3,024 | $2,993 | $3,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.