Discover this charming Ranch-style home in the heart of West Babylon, offering a spacious 3-bedroom configuration (potential for a 4th). The Large primary bedroom features an en-suite bathroom and separate dressing area for added privacy. With a total of 5 closets, just across the 3 large bedrooms, this home provides exceptional storage space, making it perfect for those needing extra room for wardrobe. The kitchen skylight fills the area with natural light, creating a welcoming atmosphere for cooking and gatherings, and spills into the adjoining formal dining room. The roomy den boasts a 9-foot ceiling, built-in shelving, and a cozy fireplace, ideal for relaxation and entertaining. The finished basement offers additional living space, generous storage options, and a dedicated laundry room. Outside, you'll find a large yard - perfect for outdoor activities and entertaining. This spacious home combines comfort and convenience, perfectly situated with easy access to local amenities, shopping, and major roadways. Recent upgrades include a brand-new above-ground oil tank, with its single-story layout and classic ranch charm, this West Babylon gem is ready to welcome you home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,220 | $1,220 | $1,220 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $3,974 |
Total Monthly Payment | $4,447 | $4,444 | $5,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.