NEW TO MARKET PLEASE INQUIRE FOR ADDITIONAL PHOTOS! Sorry No Pets. The epitome of efficiency and character, this RENOVATED and charming 1br/1ba has everything you need to live and even work from home comfortably. A fully renovated kitchen awaits you as you first enter, complete with rich cherrywood cabinetry, stainless steel appliances, and granite countertops. Every useable space is customized with shelving, outfitted closets, and even a home office plus closet in the bedroom. There is a laundry room on the floor, the unit gets amazing light throughout the day, and the building is known for its wonderfully attentive door staff. The Saratoga is a luxury, full-service condominium with white glove concierge service, 3 upgraded modern elevators, renovated hallways, a community garden just off the lobby, and storage units available for rent. The building also offers direct access to the connecting parking garage with available valet. Neighborhood amenities abound in the area surrounding The Saratoga. Everything you need is near including the new Q train entrance on 72nd Street, Matter of Health organic market, specialty market Agata & Valentina, gourmet market Citarella, Equinox and tons of popular restaurants and bars in the neighborhood such as Boqueria, 2nd Avenue Deli, Sushi of Gari, Campagnola, Bareburger, NR Ramen & Oyster Bar and more. The 6 train (@ 77th Street) and 72nd and 79th crosstown buses are also close proximity to The Saratoga.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,495
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,796 | $2,796 | $2,796 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $19 | $19 | $24 |
Total Monthly Payment | $94 | $94 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.