Move-In Ready Ranch with Convenient One-Level Living! This charming 2-bedroom, 1-bathroom ranch offers a perfect blend of comfort and convenience, making it an ideal condo alternative. With a newer roof, updated kitchen flooring, and modern appliances, this home is ready for you to move in and enjoy. The spacious living room provides a welcoming space to relax, while the laundry area comes complete with a washer and dryer, adding to the home's practicality. Step outside to a generous side yard, a cozy deck for outdoor relaxation, and a 3-season porch-ideal for enjoying the surrounding views year-round. Two sheds provide ample storage for tools and equipment. Located in the desirable Laurel View Estates, this 100% owner-occupied community offers a peaceful, well-maintained environment. Enjoy easy access to the Connecticut River, and take advantage of nearby stores, restaurants, and convenient commuting routes to Hartford, Springfield, and beyond. Red Hill, the landowner, maintains high community standards and provides valuable services such as water, street snow plowing, trash removal, and upkeep of common areas. With a monthly lot fee of $545, you can rest easy knowing that essential utilities and services are covered. "As-is" Best and Final - Monday 11/25/24 at 5pm
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $59,920 | $59,920 | $59,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $414 | $404 | $510 |
Total Monthly Payment | $573 | $563 | $669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.