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40 Old Louisquisset Pike, #803, North Smithfield, RI, 02896 | $495,000
Welcome Home! As you enter, you'll be greeted by a stunning loft entrance with cathedral ceilings. This spectacular 2-bedroom, 2. 5-bath townhouse, located in the desirable Rock Cliff Farms community was the Model Unit, offers a wealth of features.
With gorgeous hardwood flooring, the open floor plan is perfect for entertaining. The spacious kitchen comes fully equipped with appliances, granite countertops, and a breakfast bar with seating. The dining area flows seamlessly into a cozy living room that features sliders leading to an outdoor deck overlooking a picturesque wooded area. The beautiful wood staircase guides you to the second level overlooking the loft brings you to a spacious full bath, the primary suite boasts cathedral ceilings that allow plenty of natural light in, full bathroom, a large walk-in closet, large second bedroom also features cathedral ceilings, and for added convenience the laundry area is located on the second level. Additionally, the fully finished basement includes a family room with gas zero clearance fireplace and ample storage, complete with sliders that open to the patio. Other notable features include a one-car garage, a private entrance, a private alarm system, a new air conditioning unit, a new water heater, freshly installed carpet, and fresh paint throughout.
Features
- Parking: 3-car
- Heating: Forced Air,Gas
- Cooling: Central Air
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Unit
- Complex: Rock Cliff Farms
- Year Built: 2008
- Common Charge: $310 Monthly
- Approx Sq. Feet: 2,063
- Est. Taxes: $4,507
- Lot Desc: Sprinkler System,Wooded
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Exhaust Fan,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1373485
- Website: https://www.raveis.com
/prop/1373485/40oldlouisquissetpike_northsmithfield_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 Old Louisquisset Pike, #803, North Smithfield, RI, 02896
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
| Total Monthly Payment | $3,086 | $3,083 | $3,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB