Located in the sought-after 55+ community of Windmill Village, this 2006 modular home sits on a desirable corner lot and offers 1, 248 sq. ft. of comfortable living space. The home features 2 bedrooms and 2 baths, along with a bright and airy Florida room and a separate living room with picturesque windows overlooking the Zuyder Zee Marina. The spacious kitchen includes an island with dining space, complemented by a separate dining area. Step outside to enjoy the open-air front porch, perfect for sipping morning coffee or an evening cocktail. A large shed provides ample storage, accommodates a golf cart, and offers the potential to add a utility sink. Recent updates include a new water heater (2024), a durable metal roof (2021), and a new HVAC system (2020). This home combines modern updates with scenic surroundings, offering a relaxed and vibrant Florida lifestyle. This home offers the perfect blend of comfort, style, and modern conveniences in a welcoming community setting. Plus, the HOA of $226. 00 covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance, ensuring a hassle-free lifestyle for residents. Don't miss your chance to experience the comfort and convenience of waterfront living in this meticulously maintained home at Windmill Village! This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and many clubs catering to your hobby interests. The Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Don't miss the opportunity to make this thoughtfully upgraded and beautifully maintained home in Windmill Village yours! Schedule your showing today-this is your paradise.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,545 |
Total Monthly Payment | $1,557 | $1,556 | $1,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.