106 Palmer St, Quincy, MA, 02169 | $500,000

This adorable Colonial will charm you from the moment you come in! Welcoming enclosed Porch with wood floors and loads of windows leads to the Living Room and Kitchen, both with new Bellawood solid maple hardwood floors and fresh paint. Kitchen is spacious and has a rear entry mudroom/pantry off the back. Stroll upstairs to view the bedrooms that each have 4 windows for lots of natural light, Main bedroom has a pair of closets, both have Bamboo hardwood flooring, plus an updated bathroom. There is a full basement for storage, with a newer gas boiler, new (2023) water heater, updated electric, and laundry (washer and dryer can stay). Lovely back yard with fire pit, swing set (can stay), built-in planters, and awesome marsh views! Brand new roof in 2024! Walk to the beach or walking trails, on a bus line, short commute to Quincy Center and the T, minutes from Boston. Great starting-out-home at a great price, so don't delay - come see this one today!

Features

  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Laundromat, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University, Sidewalks
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
  • Style: Colonial
  • Year Built: 1915
  • Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
  • Approx Sq. Feet: 952
  • Acreage: 0.07
  • Est. Taxes: $4,442
  • Lot Desc: Cleared, Level
  • View: Scenic View(s)
  • Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
  • MLS#: 73314857
  • Website: https://www.raveis.com
    /prop/73314857/106palmerst_quincy_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Richard Lannon courtesy of Keller Williams Realty

Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Closet, Flooring - Hardwood9.0 x 16.0Second
Kitchen Flooring - Hardwood, Dining Area13.0 x 15.0First
Living Room Flooring - Hardwood12.0 x 13.0First
Master Bedroom Closet, Flooring - Hardwood, Closet - Double10.0 x 16.0Second

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Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

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Our Insurance Division:

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106 Palmer St, Quincy, MA, 02169

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $370 $370 $370
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,695 $2,659 $3,373
Total Monthly Payment $3,157 $3,121 $3,835

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.