This spacious 4-bedroom, 3-full bath expanded Colonial home exudes warmth and character, reflecting years of care and thoughtful upkeep by its owner. The colonial design is complemented by timeless features, including brick construction, hardwood floors throughout, Updated eat in kitchen with granite countertops and stainless steel appliance and an island for casual dining. A first floor en-suite primary bedroom (if you need one). As you step inside, you're greeted by a spacious entryway that leads into a Large living room, bathed in natural light through large windows. The inviting space is perfect for gatherings or quiet evenings. Next to the living room is a sitting room. The adjacent formal dining room offers a lovely setting featuring details like crown molding which flows into the eat in kitchen. 3 out of the 4 bedrooms are generously sized, each with its own charm and plenty of closet space. The primary suite is a true sanctuary with a walk in closet a connecting Full bathroom that boasts a jacuzzi tub & separate shower. With three full baths, offering both convenience for the whole family. The home's full basement offers a great layout with additional rooms, great storage, cedar closet, utility room and a full bathroom. Lovingly maintained by the owner, this home showcases a perfect balance of classic Colonial style, modern updates, and a sense of pride in ownership. Whether you're enjoying the inviting interior or the peaceful surroundings, this home is a true gem. , Additional information: Separate Hotwater Heater: Y
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $1,493 | $1,493 | $1,493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,722 | $4,763 |
Total Monthly Payment | $5,264 | $5,307 | $6,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.