Welcome to this beautiful 3/2 EXTENDED MONTCLAIR home with a RARE 2-CAR GARAGE, nestled in the charming Village of WOODBURY, PHILLIPS VILLAS. The MAINTENANCE-FREE rock and shrubbery landscaping create a warm and inviting first impression as you step inside this stunning residence. The home features elegant LAMINATE flooring and CROWN MOLDING throughout, complemented by a dream kitchen with staggered cabinetry, a convenient center island for meal preparation, GRANITE countertops, STAINLESS-STEEL appliances, and a generously sized BREAKFAST BAR, perfect for entertaining large dinner parties or enjoying a quick breakfast. The spacious dining room comfortably seats 6 and opens to the side yard through sliding glass doors, providing seamless indoor-outdoor living. The living room is equally impressive, offering direct access to the screened in lanai, which boasts a painted floor and ceiling fan for added comfort. From the lanai, step into the private backyard oasis, an ideal setting for entertaining guests or relaxing with your favorite evening beverage. There is even ROOM FOR A POOL! The primary bedroom is a tranquil retreat with a walk-in closet, TRAY CEILING, and ceiling fan. The updated en-suite bath includes painted laminate countertops, DOUBLE SINKS, and a walk-in shower with an upgraded showerhead. Guests will feel at home in the 2 additional bedrooms, conveniently located near the guest bath with painted laminate and a tub/shower combo. For added convenience, the home features an INDOOR LAUNDRY ROOM with upper cabinets for extra storage and SPEED QUEEN washer and dryer. The 2-CAR GARAGE is both functional and stylish with its EXPOXY FLOOR and attic stairs for easy access to additional storage space. Ideally located near the Mulberry and First Responders Recreation Centers, the VA Hospital, and a variety of shops and restaurants, this home offers both comfort and convenience. Residents of Phillips Villas also enjoy access to a family pool, shuffleboard, and bocce courts, making this community the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,597 | $2,533 | $3,198 |
Total Monthly Payment | $3,122 | $3,058 | $3,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.