Presenting 394 Hawthorne Avenue, a 2-family Victorian-style home with endless potential for an investor or an owner occupant that has timeless charm! Boasting 2, 320 square feet of living space, this property features a delightful wraparound front porch and separate entrances for each unit. The second-floor apartment includes 3 bedrooms, 1 bathroom, hardwood floors, and wall-to-wall carpet over hardwood. It also offers access to a walk-up attic, ready to be transformed into additional living space. The first-floor unit provides 2 bedrooms, 1 bathroom, a cozy living room with a brick fireplace, and an eat-in kitchen. Both units have laundry hookups in the basement and private storage access. Located within walking distance of the Yale Boathouse, Kellogg Environmental Center hiking trails, and Osborne Dale State Park, this home is ideal for nature enthusiasts. It's also close to the Housatonic River, where rowing teams from STAR Rowing Center and Gilder Boat House glide through the water. Minutes from Derby Library, the new high school athletic fields, and Route 8, the location is also convenient for accessing Griffin Hospital. Foodies will appreciate proximity to some of Connecticut's best dining spots, including Roseland Apizza, Maddy's Deli, and Dew Drop-In. Additionally, you're within walking distance of Bad Sons Brewery, a local favorite. Don't miss out on this fantastic opportunity!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,441 | $3,097 |
Total Monthly Payment | $3,077 | $3,044 | $3,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.