Enjoy views of Lake Whitingham from this sweet hillside chalet within walking distance to the lakefront marina and public boat launch area. The interior is warm and inviting with an open floor plan, wood panel walls, wood flooring, abundant light, and views of the lake. The main floor features a renovated kitchen with added gas range, new sink, countertop with live edge wood breakfast bar and floating shelves that keep the space organized. Bedroom with stack washer/dryer and a full hall bathroom. Living area with brick surround and hearth has electric fireplace insert to provide that cozy cabin atmosphere. Two bedrooms upstairs with in-room sinks, the front bedroom is spacious and features a small balcony with beautiful views overlooking the lake. Metal roof and new septic added in 2020, water heater replaced. Being sold partially furnished. The exterior features a nice open front yard with views to the lake, and a small deck to gather. Located within minutes of the quaint village shops and restaurants in Wilmington, and a short drive to golf and skiing. This is a sweet home for a primary or vacation homeowner!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,708 | $2,177 |
Total Monthly Payment | $2,123 | $2,101 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.