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3922 Cedar Cay Cir, Valrico, FL, 33596 | $815,000
Welcome to this custom-built home in the community of River Hills. So many upgrades! The Kitchen features cook top, built in oven, microwave and side by side Sub-Zero refrigerator!! Solid 42" cabinets, granite countertops and marble/tile floors! Formal living and dining rooms with hardwood floors. Large family room with a fireplace and views of the pool! Very unique and custom Primary bedroom. The Primary bath has his and her sinks, huge soaking tub with jets and walk around shower with rain showers and water jets for two! The 2nd family room/movie room features a large movie screen with front projector! There is no end to the upgrades in this home. Large self-cleaning pool and spa!! Private backyard! Lania offers plenty of room for lounging and features an upgraded outdoor kitchen! The list goes on and on! Huge indoor laundry and storage room. This is a must see! Come see why everyone loves River Hills! The area's only man gated golf and tennis Community! (All residents are social members to the Country Club! Check with management about golf and tennis membership!) (New roof going on as well!!)
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
- Year Built: 1990
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 3,132
- Acreage: 0.25
- Est. Taxes: $7,923
- HOA Fee: $635 Quarterly
- Lot Desc: In County, Oversized Lot
- View: Garden, Pool
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pool: Auto Cleaner, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: TB8323716
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8323716/3922cedarcaycir_valrico_fl?source=qrflyer
Listing courtesy of RIVER HILLS REALTY, INC. Phone: 813-681-3555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3922 Cedar Cay Cir, Valrico, FL, 33596
$815,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $652,000 | $652,000 | $652,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
| Monthly Tax Payment | $660 | $660 | $660 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,229 | $4,175 | $5,725 |
| Total Monthly Payment | $4,981 | $4,927 | $6,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388