Welcome to 26 Cambridge St, Deer Park, NY, a charming residence nestled on a generous corner lot. This splendid property boasts three comfortable bedrooms and one and a half bathrooms, offering ample space for relaxation and rejuvenation. The heart of the home is a country-style kitchen, perfect for culinary adventures. Sit out back on the new slate deck off the primary bedroom, where you can enjoy this beautiful landscape. The property is enveloped by parklike gardens, a testament to nature's bounty. A wide array of botanical flowers, including irises, hydrangeas, Montauk daisies, weeping cherries, and azaleas, adorn the bucolic gardens, creating a serene and peaceful environment. The flat backyard, graced by a lush lawn and arborvitae, offers a spacious area for outdoor enjoyment. The home also features a large basement, providing extra space for various uses. Enjoy meals in the formal dining room, a space designed for creating memories. The exterior has been recently updated with a new roof, windows and vinyl siding, adding to the home's appeal and longevity. The home has brand new windows and hard wood floors. This home has been loved and taken care of. Situated in Deer Park, the property provides a welcoming community environment, with local amenities close by. Experience the perfect blend of tranquility and convenience at 26 Cambridge St.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $625 | $625 | $625 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,905 | $3,902 | $4,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.