Discover this charming bi-level home nestled in the desirable hamlet of West Nyack, where updates and natural light create a warm and inviting atmosphere. As you step inside, you'll be greeted by beautiful hardwood floors and an open floor plan that showcases a sun-drenched bay window in the living room, complemented by elegant crown moldings. ? This home is perfect for gatherings, featuring sliders from both the kitchen and formal dining room that lead to a stunning two-tier deck, overlooking a park-like, fenced-in backyar?d; ideal for outdoor entertaining and relaxation. The spacious main bathroom has been tastefully renovated, adding a touch of luxury to your daily routine. The primary bedroom, along with two additional bedrooms, completes the main level, providing ample space for family and guests. ? Venture to the lower level, where you'll find a fantastic space for entertaining or unwinding in the expansive front-to-back family room. Cozy up by the warm wood-burning stove, enjoy a ?beverage at the built-in bar, and appreciate the newer flooring that enhances the inviting ambiance. This level also includes a private laundry room, a fourth bedroom, and a full bathroom, offering convenience and flexibility. ? With a walkout to the driveway through a versatile mudroom, this home provides the ease of one-level living. You'll enjoy peace of mind knowing that major updates have been completed, including a new boiler (2019), central A/C (2019), a roof less than 10 years old, vinyl siding (3 years old), upgraded electrical, a brand-new garage door? to be installed and more! Located in a prime area for commuting, with close proximity to the PIP and major routes, this home offers the perfect blend of comfort and convenience. Experience the charm of living in Clarkstown, with access to excellent schools, including West Nyack Elementary School and Clarkstown South High School. Don't miss the opportunity to make this wonderful home your own! Appliances: Gas Oven BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding, ExteriorFeatures: Gas Grill, InteriorFeatures: Crown Molding, LaundryFeatures: Laundry Room, WindowFeatures: Bay Window(s),
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,194 | $1,194 | $1,194 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
Total Monthly Payment | $5,012 | $5,008 | $6,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.