Welcome to your cheerful dream home in the vibrant 55+ resident-owned community of Windmill Village. This 2005 Jacobson model being sold furnished, features 2 bedrooms, and 2 bathrooms. The etched glass main entry door, and 5 front windows, provide a delightful, sun-drenched living space with an open floor plan. The dining room area offers a lighted built-in hutch with glass doors for display and cabinets for storage. Share coffee in the ample kitchen which offers a cozy breakfast bar and two stools. The palm leaf ceiling fan provides a cool breeze in the spacious living room which exits to a charming Florida outdoor 24'x10' front porch oasis with bench style seating and plenty of room for gathering with neighbors or tranquil relaxing. Large side-exiting 14'x11'attatched rolling garage door shed is big enough for a golf cart with storage area to spare. The long spacious carport can accommodate your boat or RV, cars, and golfcart with a border of pavers on one side. Windmill Village features 2 private marinas, a boat ramp, boat club, trailer storage yard, a large community clubhouse, kayaking , bocce, billiards, indoor pickleball, wood-working shop, and other hobby interests and clubs. The temperature controlled, resort-size pool is perfect for swimming laps, water aerobics, or floating with friends. Socialize in the outdoor Pavilion that offers cooling fans and roll-down shades for entertainment events. The location of the community is just minutes from Punta Gorda's popular downtown area which offers unique dining and shopping options and weekend Farmer's markets, walking and biking paths and waterfront restaurants featuring live music. Nearby Pickle Plex of Punta Gorda offers the sport year-round. For Golf lovers, there are 37 golf courses within a 15 mile radius of Punta Gorda. The purchase price of the home does not include $18, 285 for buy-in Shares and Bond, which is returned to you when you sell. The home is easy to show, easy to maintain, and ready for new owners . Schedule your showing today and begin living the life you dreamed of, in beautiful Southwest Florida!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,282 |
Total Monthly Payment | $1,304 | $1,303 | $1,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.