Under contract-accepting backup offers. **Take advantage of a seller paid promotion. The seller will credit the buyer $6, 198 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 12/31/24. **CASH ONLY**Discover this 4-bedroom, 2-bathroom, 2-story home with 1, 458 sqft of living space, perfectly situated on a serene conservation and pond lot in the desirable Thousand Oaks subdivision. This home features an open and spacious floor plan, with the master bedroom conveniently located on the first floor, complete with a garden tub/shower combination and a walk-in closet. The eat-in kitchen with a breakfast bar is ideal for casual dining, while upstairs you'll find three additional bedrooms and a full bathroom with a tub/shower combo. The fully fenced backyard provides privacy and boasts plenty of space for a pool, playset, or outdoor entertaining. While this home needs some work and updates, it offers a fantastic opportunity to personalize and add value. Located in a community with a playground and access to A-rated schools, it’s an ideal investment for families or those looking to build equity. Conveniently just minutes from shopping, schools, and more, this home is full of potential. Don’t miss out—schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,670 | $1,648 | $2,091 |
Total Monthly Payment | $2,121 | $2,099 | $2,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.