110 East Street, South Salem, NY, 10590 | $415,000

Welcome to this charming 2-bedroom, 1-bathroom cottage that lives like a 3-bedroom home. With 1, 482 sq. ft. of living area, this cozy home is perfect for both everyday living and entertaining. It has character, with unique architectural details and a warm, inviting atmosphere throughout. Outside, you'll find a yard perfect for relaxing or enjoying the outdoors, complete with a picturesque stream along the edge of the property, adding a serene and natural touch to the setting. The property also features a lovely screened porch, ideal for enjoying the fresh air and the sounds of nature in comfort. Notable updates include a new backup generator hookup and a new electrical panel, offering peace of mind and ensuring that the home is ready for any situation. The home is situated in the highly regarded Katonah-Lewisboro School District, making it an excellent choice for families. It's close to local amenities and shops. This is a must-see for anyone looking for a cozy, cottage feel. Schedule a showing today to experience everything this home has to offer!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Garage
  • Style: Cottage
  • Year Built: 1950
  • Garage: 2-car
  • Heating: Baseboard
  • Cooling: Attic Fan, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,482
  • Acreage: 0.73
  • Est. Taxes: $9,734
  • Elem. School: Meadow Pond Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: H6334280
  • Days on Market: 23 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/H6334280/110eaststreet_southsalem_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Cindy AqeelLicensed Real Estate Salesperson

917.560.7771

Cindy.Aqeel@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

110 East Street, South Salem, NY, 10590

$415,000

Cindy Aqeel

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 917.560.7771

Cindy.Aqeel@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $811 $811 $811
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,237 $2,207 $2,800
Total Monthly Payment $3,123 $3,093 $3,686

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.