The refined and stylish Post & Beam home is minutes from UMASS and the town center. It is located within a neighborhood setting on a corner lot and within a cul-deac. The first floor includes an open concept with an eat-in kitchen, a cozy fireplace with a stainless steel liner, and sliders opening to a private back deck. The formal living and dining rooms are tastefully finished with enduring oak floors, and exposed beams add to the understated elegance. A primary bedroom with walk-in closets and a full bath offers the convenience of one-level living. Upstairs there are two bedrooms and a full bath. Other amenities include an attached garage, a newer roof, finished & heated office space in the basement, and two Rinnai propane heaters. Enjoy all the beautiful amenities Amherst offers, including highly sought-after public school systems! Don’t miss the chance to make this flexible property your own!
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Dining Room | First | |
Kitchen | First | |
Living Room | First | |
Master Bedroom | Bathroom - Full | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $788 | $788 | $788 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,503 | $4,423 |
Total Monthly Payment | $4,472 | $4,383 | $5,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.