This charming ranch style home is located in the highly sought after Ridgevale Beach Hills Community. The property offers 2 bedrooms (one on either side of the home), a spacious bathroom, wood burning fireplace, interior access to the garage, second floor home office and playroom, a spacious living room with lots of natural light, panoramic views of the marsh, hardwood floors, and exterior access to the backyard. A new roof and trim were completed January in 2024. The primary bedroom features knotty pine walls, which gives a warm cabin-like feel, has two large closets and a secret entrance to a cedar closet. The second bedroom has natural lighting and hardwood floors. This special home is perfectly located approximately . 3 miles from Ridgevale Beach and proximate to the foot bridge which is included as part of your exclusive association. Enjoy a cup of coffee, hot cocoa or your favorite beverage outside while listening to the leaves crackle and viewing the natural beauty of the marsh. Don't miss out on this opportunity!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Wood | 16.0 x 30.0 | First |
Dining Room | Fireplace(s): Wood Burning,Flooring: Laminate | 16.0 x 30.0 | First |
Kitchen | Countertop(s): Laminate,Flooring: Carpet,Stove(s): Electric | 16.0 x 30.0 | First |
Living Room | Flooring: Wood,Door(s): Sliding | 16.0 x 30.0 | First |
Master Bedroom | Flooring: Wood | 16.0 x 30.0 | First |
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William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $864,000 | $864,000 | $864,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,906 | $5,390 | $7,233 |
Total Monthly Payment | $5,324 | $5,808 | $7,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.