This impeccably maintained property, located just minutes from downtown Dover, offers the perfect blend of elegance and functionality. The beautifully landscaped lot invites you into a home that has been thoughtfully designed with attention to detail throughout. Enter through the bonus room with tiled floors, ideal for a mudroom or additional living space. New doors lead to the backyard and deck, and the room provides access to the inviting kitchen. The spacious dining room is perfect for entertaining. The large living room, complete with a cozy gas fireplace, offers a warm, welcoming space for relaxation. A generous bedroom and an updated half-bath complete the first floor, providing comfortable living space. Ascend the gorgeous staircase to find a beautiful bedroom with a walk-in closet, additional bright bedroom, a full bathroom, and a cedar closet that offers extra storage. Wainscoting and beams add to the character throughout. True outdoor oasis! The fully fenced backyard is a retreat. Whether you're relaxing on the deck, enjoying the patio, gathering around the fire pit, or exploring the vibrant flower beds, you'll love spending time outdoors. A shed provides ample storage space, and additional patio areas make this the ideal place for gatherings. The home is surrounded by exquisite landscaping, and you can easily take a stroll along the sidewalks or access road for a peaceful walk. Full, dry basement for workshop or storage. Showings begin Sunday 11/24 from 12-2pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,582 | $3,580 | $4,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.