Charming and beautifully updated villa-style condo in Highlands Lakes, a premier 55+ community in Palm Harbor. Step inside this spacious 2 bed 2 bath villa to find beautiful wood-like laminate flooring through the comfortable floor plan, living/dining room combo with garage access, an abundance of natural light, plantation shutters, neutral colors, and beautiful updates throughout. The hallway leads to a large master suite with a walk-in closet, an en-suite with an updated vanity, lighting, and a beautiful step-in shower. Bedroom 2 is a good size and offers an oversized double closet. The laundry station and a utility sink are conveniently located in the garage, which is big enough for a car and a golf cart. With loads of closet and storage space throughout, the villa also boasts a bonus sunroom room that adds space not included in the total square footage, newer hurricane impact sliding windows, and a wall unit that's perfect for enjoying those sunny Florida days. With the attached garage, concrete block walls, & updated insulated hurricane windows & garage door this villa is virtually soundproof. High & dry above the flood plain in a non-evacuation zone, updated electrical panel 2022, HVAC 2019. All the feels of a single-family home in a safe neighborhood with ZERO maintenance responsibilities. The condo maintenance fee includes cable TV, high speed internet, water, sewer, building insurance, trash removal, lawn care & exterior maintenance. NO special assessment. The Highland Lakes HOA fee provides all the membership privileges. Highland Lakes is Palm Harbor's premier 55+ golf community. Outstanding amenities include free green fees on 3 private executive courses. The main clubhouse is venue for entertainment & social events and you will like the friendly country club atmosphere. Fitness, recreation, arts, interests, & hobby programs abound. The Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and a secure lot for free RV or boat storage. Good things can happen for those who wait, but don't wait now!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,364 | $1,728 |
Total Monthly Payment | $1,480 | $1,497 | $1,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.