918 45th STREET N, St. Petersburg, FL, 33713 | $549,000

RARE OPPORTUNITY to own a historic gem in desirable Central Oak Park. Enjoy the charm and elegance of the glamorous 1920 era combined with all the modern features this completely renovated home has to offer.
As you enter through the beautiful original wood front door, the high 11 foot ceilings and a sunken living room with a tiled wood burning fireplace immediately captures your attention, providing a welcoming and warm ambiance. The foyer adds a touch of sophistication, leading you to a spacious living area with vaulted ceilings, creating an open and airy atmosphere. Original, refinished hardwood floors add a timeless touch to the space, complementing the classic features of the home with its solid hardwood doors and vintage glass knob handles. Enjoy the convenience of a large laundry room off the kitchen, providing easy access to the backyard. and alley access. Situated in a great location, this bungalow is close to schools, parks, and just 10 minutes away from the vibrant St Petersburg's downtown scene. Additionally, you're a very short drive to all shopping and the pristine white sands of Gulf Coast beaches. A few of the features and updates include the house being totally rewired in 2021, upgraded ducts and plumbing, attic insulated with green star panels. A second bathroom was added to create a gorgeous master suite. The spacious master bath features a large walk-in shower with designer tiles and fixtures. A fully fenced in back yard offers complete privacy and a perfect space to enjoy family gatherings. The large walk up attic provides plenty of space for storage or potentially creating additional living space. This house has withstood the test of time for almost 100 years and weathered the most recent storms without any damage or flooding. A solid house for many years to come. Enjoy the peace of mind of being in a no flood or evacuation zone in one of the high areas of St. Pete.
Must see to truly appreciate all this home has to offer. You know the feeling of welcome and warmth you get when you enter certain homes, you just found that home. Schedule your showing today and start packing!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 47 x 103
  • Laundry: Inside, Laundry Room
  • Style: Bungalow, Traditional
  • Year Built: 1926
  • Garage: 1-car Alley Access, Driveway, Garage Faces Rear, Off Street, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,309
  • Acreage: 0.12
  • Lot Size: 47 x 103
  • Est. Taxes: $1,333
  • Lot Desc: City Lot, Landscaped, Level, Sidewalk
  • View: Garden
  • Elem. School: Mount Vernon Elementary-PN
  • Middle School: Tyrone Middle-PN
  • High School: St. Petersburg High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4626588
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/A4626588/91845thstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/27/2024 1:49:52 AM)
Listing courtesy of PALM REALTY & INVESTMENTS, INC.   Phone: 941-922-3594

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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918 45th STREET N, St. Petersburg, FL, 33713

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.160%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,922 $2,885 $3,677
Total Monthly Payment $3,125 $3,088 $3,880

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.