Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the sought-after community of Hawks Landing in Ruskin, FL. Seller is offering $5, 000 credit at closing to the buyer. With 1, 826 square feet of living space, this move-in-ready gem features a spacious, open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both daily living and entertaining. The spacious kitchen comes complete with all appliances, offering ample counter space and storage, making meal preparation a breeze. The home boasts fresh, modern updates including a new AC system (2024), a new washing machine , and updated faucets in the bathrooms, ensuring worry-free living for years to come. Enjoy plenty of natural light through large windows that highlight the bright and airy ambiance throughout. Step outside to the covered and screened lanai, ideal for relaxing or entertaining while enjoying the lovely Florida weather. The expansive outdoor space offers endless possibilities for gardening, play, or simply unwinding after a busy day. With a 2-car garage, ample storage, and beautifully landscaped surroundings, this home provides comfort and convenience in a well-established neighborhood. Don't miss the opportunity to make this exceptional property yours! Schedule your showing today and experience the best of Ruskin living in Hawks Landing!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $2,399 | $2,398 | $2,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.