HIGH & DRY. This elegant and beautifully appointed condo is located in the desirable Seven Oaks Condominium complex. Attention to detail and pride of ownership is evident throughout. The unit has been COMPLETELY REMODELED with all NEW high-end SAMSUNG stainless steel appliances; NEW kitchen and bathroom cabinets; NEW beautiful granite counter tops; NEW windows in the bedrooms and bathroom; NEW doors and fixtures throughout; NEW glass shower enclosure; and NEW engineered hardwood flooring throughout. As you step into the unit, you will find a cozy sitting area that can be used as an office space or den. The condo has an open floor plan that allows for plenty of natural light. Both bedrooms are oversized and one has a nice sized walk-in closet. The unit comes with an assigned parking spot (308) and designated storage unit. This quaint 25 unit complex shares a laundry room and enjoys a clubroom. The low COA maintenance fee includes cable TV, internet, escrow reserves fund, common area insurance, exterior and ground maintenance, sewer, trash and water. Situated in the Central Oaks neighborhood, Seven Oaks is centrally located in the heart of St. Petersburg, in a no flood zone. It's walking distance to many shopping establishments, parks, public transportation, and a short drive to the vibrant downtown and the gulf's best sandy beaches. Seven Oaks is a 55+ community. No rentals are allowed but you are allowed one pet up to 25lbs. Condos at Seven Oaks are highly desirable and affordable, so don't miss this opportunity to make this condo your perfect seasonal winter wonderland or a year-round vacation in Paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,365 |
Total Monthly Payment | $1,152 | $1,151 | $1,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.