Are you looking for a fully updated move-in ready condo? This unit is located on the safe and secure 4th floor of the elevator building in the highly desirable 55+ St. Petersburg community of Terrace Park of Five Towns. All photos were taken after the two recent hurricanes came through the area so you can see that this condo is hurricane ready, giving you peace of mind and confidence during the annual storm season. Updates completed within the last six months include new flooring, paint, hurricane shutters, new windows and a brand new HVAC system! The kitchen has also been updated with new modern appliances and offers plenty of cabinets and counter space. The great room is a terrific space for entertaining and the two full bathrooms have also been updated within the last six months. This unit has plenty of storage space as well as a washer and dryer in the unit. The community provides great amenities including a rooftop sun deck and the Magnolia Sun Center (currently under renovation) will have a state-of-the-art fitness room, tennis courts, pickleball courts, bocce ball, a new auditorium, a new cafe/coffee shop and more! Your condo association fees will cover just about everything including natural gas for your stove and hot water, internet, cable TV, escrow reserves, six community pools, exterior maintenance, grounds maintenance, recreational facilities, building and flood insurance, sewer, trash and water! Add this to the fact that the community is pet friendly and is so convenient to all that the Tampa Bay area brings to you. You will be just minutes away from the beautiful Pinellas beaches and downtown St. Petersburg and will have easy access to the interstate and both Tampa International Airport and St. Pete/Clearwater Airport. And don't forget the close proximity to restaurants, museums, shopping, theaters, parks, nature trails and so much more. This one will not last, schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,462 | $1,461 | $1,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.