One or more photo(s) has been virtually staged. Welcome to Your Move-In Ready Home in Regency Key!! Perfectly situated in the heart of Brandon, just 20 minutes from downtown Tampa, this 2 bedroom, 2. 5 bathroom townhome is the perfect blend of location, convenience, and modern updates. The charming and inviting, gated community welcomes you with a serene, park-like setting featuring lamppost-lined streets, a private lake, a sparkling community pool, a playground, and mature trees that are perfect for evening strolls. Recent updates to the community include freshly painted exteriors and newer roofs, all situated in flood zone X (no flood insurance required) for added peace of mind.
Step inside, you’re greeted with a beautifully updated interior (2024) with luxury vinyl plank flooring throughout the main living areas, premium carpeting upstairs for ultimate comfort, and stylish new lighting fixtures enhancing the living and dining areas, kitchen, and bedrooms. Freshly painted walls in contemporary tones create a warm and inviting atmosphere throughout.
The open-concept living and dining area is perfect for relaxing or entertaining and flows seamlessly into a cheerful kitchen complete with newer appliances (stove, dishwasher, and built-in microwave), a breakfast bar, and ample storage with a convenient pantry. A sliding glass door leads to your private screened patio, where you can sip your morning coffee while enjoying tranquil views of the surrounding greenery. For added convenience, the first floor includes a half bathroom, a laundry closet, and an additional storage closet located off the patio. Upstairs, you’ll find a thoughtfully designed, desirable layout featuring two spacious bedrooms, each with its own full en suite bathroom, vaulted ceilings and abundant natural light. The new premium carpeting upstairs adds a cozy touch, making it the perfect retreat.
This low-maintenance home also boasts a newer HVAC system installed in 2021, ensuring year-round comfort. The HOA takes care of exterior maintenance, lawn care, water, sewer, trash, basic cable, internet, and even includes an assigned parking spot, allowing you to truly enjoy the carefree lifestyle. Perfectly located near Brandon Mall, I-75, I-4, and the Crosstown Expressway, you'll have quick access to shopping, dining, and everything the Bay Area has to offer. Buyer can receive a 1% lenders credit toward buyer prepaids and closing costs (based on the loan amount) if buyer closes their loan with Pineapple Home Loans. Schedule your private showing today and experience the best of Regency Key living. . . Welcome Home!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,223 | $1,552 |
Total Monthly Payment | $1,530 | $1,513 | $1,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.