16 Fini Terrace, Chester, NY, 10918 | $635,000
Discover the enchanting tranquility of Rock Ridge Estates, where this magnificent Colonial home awaits, perched gracefully on a scenic knoll. From its vantage point, you're treated to awe-inspiring views of the sprawling valley and majestic Sugar Loaf Mountain a picture-perfect backdrop for serene living. Spanning over 6. 1 lush acres, this property is a haven for outdoor enthusiasts. With dense, verdant woods ideal for hiking, nature walks, and ATV riding, adventure is always at your doorstep. The home itself boasts an expansive layout featuring four bedrooms and 2. 5 bathrooms, blending modern amenities with timeless rustic charm. Step up to the inviting rocking chair front porch or unwind on the deck, where panoramic vistas offer a constant reminder of nature's grandeur. Inside, the home radiates warmth and comfort. The spacious family room, with direct access to the porch, and the cozy living room with its charming brick-faced fireplace, provide perfect settings for relaxation and enjoyable gatherings. Culinary delights await in the kitchen, highlighted by a cherry-toned island with an integrated wet bar, and a quaint breakfast bay with built-in bench seating, creating a warm space for morning coffee and intimate meals. A versatile multi-purpose room equipped with custom stainless steel cabinets adds flexibility to this already impressive home. Retire to the luxurious master suite, complete with double closets, offering a private retreat after a day's adventures. Additional conveniences include an "EV" Electric Vehicle Charging Station in the garage, enhancing this home's modern appeal. Located just minutes from the vibrant town of Chester, you'll enjoy easy access to shopping, dining, and entertainment, all while relishing the peace and beauty of country living. This stunning home is more than just a residence it's a gateway to a lifestyle of tranquility, comfort, and adventure. Don't let this dream escape; schedule your viewing today and step into your future. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding, FoundationDetails: Slab,
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Single Family, Colonial
- Year Built: 1992
- Garage: 1-car Attached
- Heating: Oil, Baseboard
- Cooling: Central Air
- Basement: Full, None, Unfinished
- Approx Sq. Feet: 2,654
- Acreage: 6.1
- Est. Taxes: $14,365
- View: Other
- Elem. School: Park Avenue School
- Middle School: Warwick Valley Middle School
- High School: Warwick Valley High School
- School District: Warwick Valley
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6326037
- Days on Market: 73 days
- Website: https://www.raveis.com
/prop/H6326037/16finiterrace_chester_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Fini Terrace, Chester, NY, 10918
$635,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,197 | $1,197 | $1,197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,356 |
| Total Monthly Payment | $4,669 | $4,665 | $5,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535