Rare find 1450 Sq ft, 2/3 bedroom coop, with only 10% down required located in one of Garth Road's best Tudors. This spacious Co-op feels like a house without the hassle of upkeep. Looking for a third bedroom, choose between the formal dining room or living room. The eat-in-kitchen is a great place for causal dining, has plenty of counter space and cabinets as well as a window for ventilation. The primary bedroom has a private half bath. Tons of storage with a wall of closets added in the second bedroom for a total of 7 double closets throughout. The Northgate is a 4 minute walk to the Scarsdale train station w/ a 35 minute ride to NYC. Maint prior to STAR credit. Individual storage bins $35/mo. (currently wait list). Free street parking with a permit from the town. Eligible for Lake Isle pool, tennis and golf. Laundry, free bike room and a/c storage in basement. Enjoy Garth Road's vibrant scene with award winning Restaurants, shops and Scarsdale Village only minutes away! This property offers a rare combination of size, convenience, and affordability in a prime location, making it an ideal choice for those looking to enjoy suburban living with easy access to the city.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,867 |
Total Monthly Payment | $2,366 | $2,335 | $2,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.