Lake Manor community in Monroe is an enclave of fine homes with access to Round Lake, this beautifully renovated four-bedroom home boasts a professionally landscaped 1+ acre, which is bordered by a green area offering direct access to the amenities of Round Lake park. Great large covered front porch. Formal living and dining room with wainscoting, custom kitchen, Wolf stove top and exhaust hood, stainless appliances including French door refrigerator, microwave, warming tray, dishwasher, Kohler white farm sink, quartz kitchen counters and breakfast nook, crystal grade white shaker style cabinets with both base and crown moldings, large Pantry closet, installed by the reputable Hudson Valley Kitchens. Backsplash with custom sparkling white subway tiles. Plus, recessed and pendant lighting. Family room with cathedral ceiling and woodburning fireplace. First level is all hardwood flooring with tile in the bath & laundry. Master Bedroom with cathedral ceiling, walk-in closet plus full bath with dual sinks and full tiled walk-in shower. Finished walk-out basement. The kitchen has sliders to an oversized 18 x 32 (low maintenance) Trex deck with awning & PVC railings overlooking a gorgeous, wooded setting and large fenced area complete with six person Jacuzzi hot tub all set with pavers. Alarm, Central AC, and so much more
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,238 | $1,238 | $1,238 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,312 | $4,254 | $5,397 |
Total Monthly Payment | $5,642 | $5,584 | $6,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.