9647 W Fern Creek TERRACE, #3, Homosassa, FL, 34448 | $49,000

Welcome to your slice of paradise in Homosassa, FL! Nestled amidst the tranquil embrace of nature, this stunning wooded 3/4 acre lot offers an unparalleled opportunity to BUILD YOUR DREAM ESCAPE. Located just STEPS AWAY FROM PRIVATE RIVER DOCK for River Cove community granting access to the serene waters of the HOMOSASSA RIVER, this prime piece of land promises both convenience and serenity. Imagine waking up to the gentle rustle of leaves and the soothing sounds of the river nearby, as sunlight filters through the lush canopy of trees. Whether you envision a cozy cabin retreat or a luxurious custom home, this expansive lot provides the canvas for your vision to come to life. Nature enthusiasts will delight in the abundance of outdoor activities at their doorstep, from kayaking and boating along the Homosassa River to exploring the nearby parks and wildlife preserves. For those seeking a taste of local culture and cuisine, the charming town of Homosassa offers an array of dining, shopping, and entertainment options just moments away. With its unbeatable location and natural beauty, this wooded oasis presents a rare opportunity to embrace the quintessential Florida lifestyle. Don't miss your chance to make your mark in this idyllic setting – come claim your piece of paradise today!

Features

  • Lot Size: 146 x 235
  • HOA Fee: $225 Annually
  • View: Trees/Woods
  • Pet Policy: Yes
  • MLS#: TB8323558
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/TB8323558/9647wferncreekterrace_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 5:09:48 AM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9647 W Fern Creek TERRACE, #3, Homosassa, FL, 34448

$49,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $39,200 $39,200 $39,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $264 $261 $331
Total Monthly Payment $339 $336 $406

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.